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Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to:〔http://link.springer.com/article/10.1007/s10804-007-9028-1/fulltext.html〕 *Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire *Identify actions to improve readiness-to-retire *Acquire financial planning knowledge *Encourage saving practices ==Obtaining a financial plan== Producers such as a financial planner or financial adviser can help clients develop retirement plans, where compensation is either fee-based or commissioned contingent on product sale. Such an arrangement is sometimes viewed as in conflict with a consumer's interest, and that the advice rendered cannot be without bias, or at a cost that justifies its value. Consumers can now elect a do it yourself (DIY) approach. For example, retirement web-tools in the form of a calculator, mathematical model or decision support system are available online. A web-based tool that allows client to fully plan, without human intervention, might be considered a producer. Key motivations of the DIY trend are many of the same arguments for lean manufacturing, a constructive alteration of the relationship between producer and consumer. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Retirement planning」の詳細全文を読む スポンサード リンク
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